CFS Dental Division

Specialists Protecting Specialists

Dedicated Expertise: Industry leader in dental specific financial and insurance options.

Who We Cover

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Dental Students

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GPR & AEGD Residents

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Dental Specialty Residents

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Dental Specialists

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Practicing Professionals

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New & Established

Practice Owners

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Aspiring Practice Owners

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DSO’s & Multi-Location

Practice Owners

Hear From Dentists Like You

"Joe & his team are simply top notch. After working with CFS Dental for over a year now, their guidance has been nothing short of honest and trustworthy. They have an incredible network and have introduced me to many creative minds. I would recommend their services to anyone. You truly can’t do better!"

Brian L.
"I had a fantastic experience working with Michael. He was incredibly responsive and took the time to thoroughly explain the complexities of disability and liability insurance in a way that was easy to understand. What really stood out to me was how he went above and beyond—taking time to walk me through student loans and financing options, even though it was outside the scope of his responsibilities. Michael was professional, communicative, and genuine throughout the entire process. I truly felt that he had my best interest at heart, and I completely trust him. Highly recommend!"

Sabrine O.
"Really glad I chose them to help me set up insurances after graduation. Michael D. was very helpful and always there when I had questions. Definitely will be recommend them to my friends and colleagues."

Nand P.
"Mike and Mike are the best. They are extremely personable and truly want the best for you and your success. Cannot recommend them enough! And sorry about the 2 birdies to close out the round with the W!"

Cory C.
"I am typically not one to write reviews but after reaping the rewards of being a CFS client since 2021, I can’t help but sing their praises! From residency to private practice, Joe and his team at CFS have guided me along the way. My CFS team has helped me navigate dealing with insurances (malpractice, disability, life, etc.), tax and wealth management, and even facilitating contract negotiations. I’m currently in the process of purchasing a car and my team has been beyond helpful. The tailored CFS expertise knows no limits, they truly do it all! I highly recommend CFS to anyone seeking reliable and professional financial guidance. Thank you for your expertise and ongoing support!"

Beatrice W.
"I have been working with Joe and the CFS team for about two years now and I highly recommend them. They have helped me with my malpractice, disability and life insurance policies and with all the insurance policies that I needed during my startup process. They are always available when I need them and and super helpful and patient with all my questions. They are also genuinely nice and caring which is a plus."

Sheren E.
"Joe and his team are amazing. They helped me open my practice three years ago, and are able to manage all of your insurance needs. They are extremely accessible and attentive. Very grateful for all of their help!"

Matthew S.
"I’ve been working with Joe for 7 years. Joe and the entire CFS team have been immensely helpful with all of my insurance needs. Their communication is superb and they always make sure I am getting the best deal. Cannot recommend enough!"

Meredith J.

Dental Dummies Digest

How much is enough? Defining business personal property and uncovering the “hidden” portion many practice owners miss

September 2, 2026

How much is enough? Defining business personal property and uncovering the “hidden” portion many practice owners miss

Line chart comparing expected and actual inflation, with green and blue lines trending over time.

The Benefits of COLA

September 2, 2026

The Benefits of COLA

Get in touch

CFS Dental Division

Specialists Protecting Specialists

Who We Cover

Dental Students

GPR & AEGD Residents

Dental Specialty Residents

Dental Specialists

Practicing Professionals

New & Established

Practice Owners

Aspiring Practice Owners

DSO’s & Multi-Location

Practice Owners

Hear From Dentists Like You

"Really glad I chose them to help me set up insurances after graduation. Michael D. was very helpful and always there when I had questions. Definitely will be recommend them to my friends and colleagues."

"Mike and Mike are the best. They are extremely personable and truly want the best for you and your success. Cannot recommend them enough! And sorry about the 2 birdies to close out the round with the W!"

"Joe and his team are amazing. They helped me open my practice three years ago, and are able to manage all of your insurance needs. They are extremely accessible and attentive. Very grateful for all of their help!"

"I’ve been working with Joe for 7 years. Joe and the entire CFS team have been immensely helpful with all of my insurance needs. Their communication is superb and they always make sure I am getting the best deal. Cannot recommend enough!"

Dental Dummies Digest

How much is enough? Defining business personal property and uncovering the “hidden” portion many practice owners miss

The Benefits of COLA

Ocean City, NJ

1218 Asbury Avenue,

Ocean City, NJ 08226

Seaville, NJ

1217 S Shore Road, Unit 201, Seaville, NJ 08230

info@cfsdentaldivision.com

Contact Us

Get in touch

CFS Dental Division

Specialists Protecting Specialists

Who We Cover

Dental Students

GPR & AEGD Residents

Dental Specialty Residents

Dental Specialists

Practicing Professionals

New & Established

Practice Owners

Aspiring Practice Owners

DSO’s & Multi-Location

Practice Owners

Hear From Dentists Like You

"Really glad I chose them to help me set up insurances after graduation. Michael D. was very helpful and always there when I had questions. Definitely will be recommend them to my friends and colleagues."

"Mike and Mike are the best. They are extremely personable and truly want the best for you and your success. Cannot recommend them enough! And sorry about the 2 birdies to close out the round with the W!"

"Joe and his team are amazing. They helped me open my practice three years ago, and are able to manage all of your insurance needs. They are extremely accessible and attentive. Very grateful for all of their help!"

"I’ve been working with Joe for 7 years. Joe and the entire CFS team have been immensely helpful with all of my insurance needs. Their communication is superb and they always make sure I am getting the best deal. Cannot recommend enough!"

Dental Dummies Digest

How much is enough? Defining business personal property and uncovering the “hidden” portion many practice owners miss

The Benefits of COLA

Ocean City, NJ

1218 Asbury Avenue,

﻿Ocean City, NJ 08226

Seaville, NJ

1217 S Shore Road, Unit 201, Seaville, NJ 08230

info@cfsdentaldivision.com

Contact Us

Ocean City, NJ 08226